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Marine Insurance

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The Architecture of Risk Transfer

Marine Cargo Insurance is the primary contractual mechanism for protecting physical assets during international transit. It mitigates the financial impact of loss or damage to goods arising from maritime perils, handling accidents, or logistics structural failures during the "Warehouse-to-Warehouse" journey.

The 110% Valuation Protocol:

Insured Value = [CIF Commercial Price] + 10% Contingency

Standard global trade practice dictates insuring cargo for 110% of its CIF (Cost, Insurance, and Freight) value. This additional 10% is designed to cover the Anticipated Profit the buyer would have realized upon receipt, as well as the administrative burden and replacement costs associated with a total loss claim.